Business Owner Protection
As a business owner, you work HARD! It does not matter whether you are a start-up or a generational business, the business must be protected with insurance. We offer general liability, employee protection liability insurance, worker’s compensation, and business owner life insurance. We can balance opportunity and risk with business insurance that is customized for you and your cash flow.
General Liability Insurance
When it comes to liability protection, you to protect the business with a broad policy that will cover your business in the event it is sued for causing harm to a person or damage to property. Your business can be sued even if you did nothing wrong. Liability Insurance can also help cover the cost of your defense.
Employee Protection Liability Insurance (EPLI)
As you already know, owning a company is complex. There are already a zillion moving parts, and when you bring employees into the picture, things can get even more complex. Whether you have one employee or 10,000 employees, it can be a challenge to keep it all running smoothly. But you must protect your bottom line from an employee alleging harassment, discrimination, wrongful termination or other employment-related issues with Employee protection liability insurance. Contact us today for a brochure or complimentary consultation.
In most states worker’s compensation insurance is mandatory. It provides coverage to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. It also provides a deceased workers’ family with a financial benefit. If a workers’ family sue a company, it can assist with legal fees.
Business Owner Life Insurance
Business owner life insurance can put a business owner on the road to a solid financial future and serve as a versatile business tool. Business owners can use life insurance to protect the company, family, partner, and key employees from unexpected death. Life insurance can be used to attract and retain top talent. With a cash value policy, a business owner can use the accumulated cash value to pay overhead expenses, serve as supplemental cash flow to weather an economic downturn or retirement.